20 January 2026

Active Managers Lag S&P As Money Pours Into Stock Funds

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Many U.S. mutual fund managers underperformed their benchmarks in February, according to a recent Bank of America Corp. Merrill Lynch (BAML) Report. At the same time, money has been flooding into U.S. equity funds, as these investment vehicles have drawn close to $80 billion worth of inflows since the November election, The Financial Times reported.

Underperforming Fund Managers 

While stocks overall did very well in February, U.S. mutual fund managers failed to enjoy the same performance, according to the BAML report. Large-cap funds suffered the largest performance shortfall, as only 35% of these investment vehicles outperformed their benchmarks, compared to 52% in January. Growth managers in this space contributed to this situation, as they generated absolute returns of 3.7% during the month, below their benchmark of 4.2%.

Kevin Quigg, chief strategist of ACSI funds, helped shed some light on why fund performance can change significantly over short periods of time. "The market is reacting more sharply than ever to shorter-term news and information," he said. This development can cause stock values—and also the performance of investment funds—to "whipsaw."

Mid-cap funds fared better than their small-cap and large-cap counterparts during February, with 42% of the funds in this particular segment surpassing their respective benchmarks, additional figures from the BAML report showed. Within these mid-cap funds, growth funds produced the most impressive performance, with 63% outperforming their benchmarks.

Robust Inflows 

U.S. equity funds have enjoyed robust inflows following the November election amid optimistic expectations surrounding President Donald Trump's proposed policies, drawing roughly $79.4 billion worth of inflows between November 8 and roughly March 1, according to data provided by EPFR and reported on by the FT. These inflows have provided a sharp contrast to the sharp outflows these funds started suffering at the beginning of 2015, a development that saw these investment vehicles lose $230 billion altogether.

While retail investors have pulled money from stock funds for 14 weeks in a row, institutional investors and certain exchange-traded funds have been more than making up for these losses, the FT reported. In addition to experiencing these sharp inflows since the election, the U.S. stock market has seen notable gains, with the Standard & Poor's 500 Index rising more than 10% since then, Google Finance data reveals.

Are Stocks Overvalued? 

The healthy returns that stocks have experienced lately—along with the significant inflows this asset class has drawn—have prompted questions as to whether stocks have become overvalued.

While the stock market has reached an "all-time high," we might be experiencing a situation similar to the 1990s, when technology companies helped drive the stock market to new record levels, Holmes Osborne, principal of investment manager Osborne Global Investors, told Investopedia. Many of these technology firms ended up disappearing, and stocks dropped sharply once the hype had calmed down.

While corporate earnings are robust for the time being, they will eventually "revert to the mean" just like everything else, he said. Many companies have "exorbitant" amounts of debt, and if earnings push lower, these corporations may be unable to make regular payments on their debt.

In the current environment, fund managers may be underperforming their benchmarks simply because they are avoiding companies that are flying high and taking on lots of debt, Osborne said.

Click here for the original article from Investopedia. 

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